All contract guarantees, including optional living and death benefit riders and annuity payout rates, are backed by the claims - paying ability and financial strength of issuing insurance company. (brighthousefinancial.com)
In its most basic sense, underwriting refers to the process of issuing insurance. (insurancescored.com)
Like other types of life insurance, every guaranteed issue insurance company sets its own pricing, and some companies offer much better coverage than others. (termlifeadvice.com)